Keep relationship roles clear
Record which party is being screened and why: policyholder, claimant, beneficiary, or another role selected under policy. Similar names do not make those roles one identity.
OFAC screening for insurance teams
Screen the party relevant to the policy or payment.
Connect policyholder, claimant, beneficiary, and selected partner screening to clear identity review, retained evidence, and your insurance team’s policy.
API and compliance dashboard included in every plan.
SanctionsKitIllustrative workflow
ENGAGEMENT FILE
Client acceptance review
01People & entities screened
02Selected source coverage
03Review reasoning
04Retained evidence
Keep the screening attached to the engagement.
Built around your work
The policyholder is not always the payment recipient.
A claim or benefit payment can involve a person or organization different from the party screened at inception. The team needs a clear way to identify that party and investigate a possible match without confusing it with coverage or claims eligibility.
Give claims and compliance useful evidence
Preserve source records, matching explanations, and known identifying facts. Assign unresolved candidates rather than making a claims handler interpret a score as a legal conclusion.
Return relevant changes to review
Use monitoring for selected continuing relationships. Keep failed checks and changed evidence visible alongside the prior screening history.
A practical use case
Screen the party relevant to the policy or payment.
Connect policyholder, claimant, beneficiary, and selected partner screening to clear identity review, retained evidence, and your insurance team’s policy.
The review challenge
A claim or benefit payment can involve a person or organization different from the party screened at inception. The team needs a clear way to identify that party and investigate a possible match without confusing it with coverage or claims eligibility.
How SanctionsKit helps
Record which party is being screened and why: policyholder, claimant, beneficiary, or another role selected under policy. Similar names do not make those roles one identity. Preserve source records, matching explanations, and known identifying facts. Assign unresolved candidates rather than making a claims handler interpret a score as a legal conclusion.
- 01
Choose policy-defined checkpoints
Identify where screening belongs in inception, relationship changes, claims, or payments. The appropriate process depends on product, activity, and applicable obligations.
- 02
Compare the relevant party
Use reliable details for the person or organization receiving the service or payment under review. Keep identity confirmation separate from the contractual claims decision.
- 03
Retain the conclusion
Record supporting and conflicting evidence, unresolved facts, approval, and the separate business disposition. Reference original documents in an approved repository.
Evaluate the fit
Screening questions for insurance.
Are AML program rules identical for all insurance products?
No. FinCEN’s insurance guidance distinguishes covered products and the roles of insurers and agents. Evaluate the applicable product and activity; do not assume all insurance has one uniform bank-style AML rule.
Does screening decide whether a claim is payable?
No. SanctionsKit does not interpret policy coverage, validate a claim, or decide applicable sanctions authorizations. It supplies selected-source screening and review evidence.
Can we screen a beneficiary when details change?
Yes. Treat the beneficiary as the relevant distinct subject and document the identity version and coverage used.
Does the product store claim documents?
Approved external document references can connect a case to your repository. Those references do not copy the original claim document bytes into SanctionsKit.
See SanctionsKit in action
Explore screening and review for insurance.
Try the interactive demo with synthetic examples. Compare plans for your team’s screening volume.