Keep relationship roles clear
Keep the policy or claim reference with each subject check. Make the party’s role clear to the reviewer.
OFAC screening software for insurance teams
Connect sanctions checks to policy and claim review.
Run sanctions checks for the people named in a policy or claim. Check each policyholder, beneficiary or partner your process calls for. Keep the results and review notes with the right file.
Paid plans start at $59/month for 5,000 checks each month. API and review dashboard included. See pricing.
250 free live screenings. One lifetime allowance. No credit card required.
SanctionsKitIllustrative workflow
ENGAGEMENT FILE
Client acceptance review
01People & entities screened
02Selected source coverage
03Review reasoning
04Retained evidence
Keep the screening attached to the engagement.
Built around your work
The policyholder is not always the payment recipient.
The person receiving a claim payment may differ from the policyholder checked at the start. A saved policyholder result does not tell you who a new beneficiary is.
Give claims and compliance useful evidence
Compare possible matches with known dates and IDs. Record unresolved facts and the evidence needed to settle them.
Return relevant changes to review
Save review reasons and source details. Keep coverage decisions, fraud checks, and payment approval in the insurer’s own process.
Put it into practice
Connect screening to the next business step.
A beneficiary needs a closer identity review.
A claim can introduce someone who was absent from the original policy file. Claims staff need the right identity check before completing their wider review.
Separate party results remain linked to the claim. The reviewer records the finding about the match, while the insurer controls coverage and payment decisions.
- 01
Choose policy-defined checkpoints
Identify the parties required at this stage of the policy or claim. Use the known legal names and known details.
- 02
Compare the relevant party
Run the check against the chosen lists for each party. Assign possible matches and keep failed checks incomplete.
- 03
Retain the conclusion
Record whether the identity is the same and obtain required approval. Link it to the claim or policy without making it the coverage or payment decision.
A beneficiary needs a new check at claim time
In this invented claim, the person due to receive the payment is not the person who took out the policy. Claims staff create a new subject for that beneficiary and link the check to the claim. The old policyholder result stays in history.
The possible match gives a similar name and only a birth year. The analyst compares that year with the facts known about the person due to receive payment. Any missing facts need more evidence. The claims team still decides coverage and payment under its own process.
Scroll horizontally to compare every column.
| Work item | Screening evidence | Boundary |
|---|---|---|
| Policyholder | Historical subject and source scope. | Does not establish the identity of a different beneficiary. |
| Beneficiary | Current candidate, known facts, and comparison notes. | Missing source facts need investigation, not invention. |
| Claim decision | Linked screening and required review approvals. | Coverage, fraud, and payout controls remain separate. |
Test the claim handoff with two different people
Start free with 250 live screenings. Use them in the API or dashboard. Your first workspace gets this allowance once, with no monthly reset. No credit card is needed.
Try a policyholder and beneficiary with facts your team may share. Ask claims staff to find each result. Include a partial date and a possible match. The reviewer should be able to show who owns each next step.
The optional demo uses made-up records for a quick tour. Use the sandbox to test errors without using live checks.
Check the lists your process calls for and the number of subject checks across policy and claim stages. Confirm review access and retention. Original claim PDFs and identity images stay in your document service; cases can hold their links.
Keep the policy and claim roles clear
Who took out the policy? Who is insured? Who is making the claim, and who should receive payment? These roles may belong to different people. Your policy sets which need checks and when. Keep the role and claim reference with each result so a colleague can tell them apart.
When details change, preserve the earlier check and tie the new screening to the updated facts. A no-match on chosen sources does not decide whether a claim is payable or settle any remaining fraud or coverage question.
TRY IT WITH YOUR TEAM
See if SanctionsKit fits your team.
Check your sources, try a free live check and estimate your monthly cost.
Check source coverage
Find your required sources, what they cover and when they were refreshed.
Explore coverageTry a match review
Use your free live checks to find possible matches. Compare the evidence and save a decision.
Start with 250 free checksEstimate monthly cost
Count new checks, rows in uploaded lists and repeat checks from monitoring.
See workload examples
Evaluate the fit
Screening questions for insurance.
Can we screen a beneficiary separately from the policyholder?
Yes. Submit each required person or company in its own check. Link both checks to the policy or claim reference and make their roles clear. One person’s result does not cover the other.
Does sanctions screening decide whether a claim is payable?
No. It supports the identity and list-check part of the review. Coverage, fraud, legal, and payment decisions remain with the insurer’s authorized process.
What happens if a beneficiary’s details change?
Use the corrected details for a new check when your policy requires it. Keep the earlier result as history and link the new one to the claim. Review new or changed evidence before relying on the earlier decision.
Does SanctionsKit store original claim documents?
Original PDFs, images, and scans stay in your team’s document service. Add their HTTPS references to the case. That service controls access and retention for the original files.
How should we handle a possible match with only a birth year?
Compare the year that is actually known. A missing month or day is not a conflicting date. Gather reliable additional evidence if needed and leave the identity unresolved until the facts support a conclusion.
See SanctionsKit in action
Explore screening and review for insurance.
Start with 250 free live checks. Use the API or dashboard to review matches and save decisions. Choose a paid plan when you need more checks.
250 free live screenings. One lifetime allowance. No credit card required.