Separate every relevant role
Use the closing reference to link each party’s own check. Keep the legal name and role clear.
OFAC screening for title and settlement companies
Keep sanctions review connected to the closing file.
Run OFAC and sanctions checks for the buyers, sellers and payees in your closing file. Review possible matches in one place. Keep a clear record when names or payment details change.
Paid plans start at $59/month for 5,000 checks each month. API and review dashboard included. See pricing.
250 free live screenings. One lifetime allowance. No credit card required.
SanctionsKitIllustrative workflow
ENGAGEMENT FILE
Client acceptance review
01People & entities screened
02Selected source coverage
03Review reasoning
04Retained evidence
Keep the screening attached to the engagement.
Built around your work
Late changes can arrive after an earlier search.
Amended closing instructions can name a new payee. The seller’s earlier no-match does not cover that party or prove the new bank details. The team needs separate identity and payment checks.
Give exceptions a clear owner
Compare possible matches and explain the facts behind the decision. Missing details stay open for follow-up.
Retain the reason for proceeding or escalating
Keep past checks and the reasons your team approved them. Check title, wire fraud, bank details and payments through their own steps.
Put it into practice
Connect screening to the next business step.
A new payee appears in the closing instructions.
A closer receives changed payment instructions and needs to know whether the new payee has been checked. The old seller result is still history, not a substitute.
Each party has a distinct result linked to the closing file. Screening and payment checks keep their own evidence and decisions.
- 01
Reconcile the party roster
Review the current closing instructions and party list. Identify new buyers or payees that need checks.
- 02
Screen and compare the evidence
Screen the known details against required sources. Assign possible matches and keep source failures incomplete.
- 03
Record the authorized disposition
Save the review with the closing reference. Let authorized staff decide whether all disbursement conditions are met.
A new payee appears in fictional closing instructions
In an invented closing, amended instructions name Example Cedar Services Ltd. to receive funds instead of the previously reviewed seller. The title team records the new company as a separate subject and follows its required checks.
A possible match needs identity review while the team verifies the payment instructions through separate controls. Keep the chosen lists, compared facts, and review reasons with the closing file. The seller’s earlier no-match describes only the seller. It cannot settle the new payee’s case.
Scroll horizontally to compare every column.
| Work item | Screening evidence | Boundary |
|---|---|---|
| Changed instructions | New payee identity and closing reference. | Authenticate the instructions through separate controls. |
| Payee screening | Selected-source result and review rationale. | Screening does not prove ownership of a bank account. |
| Closing handoff | Unresolved checks and approved case decisions. | Authorized staff decide whether disbursement conditions are met. |
Test a last-minute change and a failed check
Start free with 250 live screenings. Use them in the API or dashboard. Your first workspace gets this allowance once, with no monthly reset. No credit card is needed.
Try a late payee change with facts your team may share. Ask the closer to find the new result and show who owns the next step. Check that a possible match stays open until it is reviewed.
The optional demo uses made-up records for a quick tour. Use the sandbox to test errors without using live checks.
Try the result and case exports with your closing records. Use references that help staff find the file without adding unrelated confidential details to the subject. Compare plans, then confirm the exact lists in coverage before production.
Keep the final party list current
A changed buyer or new payee can add a party absent from the first review. Use the closing reference to link each separate check. Keep the settlement decision and its required approvals clear alongside that work.
The title-company guide provides a party checklist. Sanctions screening does not replace a title search, verify bank ownership, or prevent wire fraud. Those controls need their own evidence even when a list check returns no-match.
TRY IT WITH YOUR TEAM
See if SanctionsKit fits your team.
Check your sources, try a free live check and estimate your monthly cost.
Check source coverage
Find your required sources, what they cover and when they were refreshed.
Explore coverageTry a match review
Use your free live checks to find possible matches. Compare the evidence and save a decision.
Start with 250 free checksEstimate monthly cost
Count new checks, rows in uploaded lists and repeat checks from monitoring.
See workload examples
Evaluate the fit
Screening questions for title companies.
Does an OFAC check replace a title search?
No. Title and property research are separate tasks. Sanctions screening compares a submitted person or company with selected sources and supports review of possible matches.
Can we screen a newly added closing payee?
Yes. Collect the new party’s known legal details and run the checks your policy requires. Link the result to the closing reference. Do not reuse the seller’s result for a different payee.
Does a no-match protect us against wire fraud?
No. It does not authenticate payment instructions or prove control of a bank account. Follow your separate fraud and payment-verification procedures.
What should remain in the closing file after review?
Keep the party role, result ID, chosen sources, comparison facts, review reasons, and required approval. Link useful outside evidence under your records policy. A future reviewer should be able to tell which payee each result covers.
How should we handle a required source failure before closing?
Keep the check incomplete and assign someone to resolve the problem. Your authorized team decides how that open condition affects closing. Do not convert a failure into no-match or permission to release funds.
See SanctionsKit in action
Explore screening and review for title companies.
Start with 250 free live checks. Use the API or dashboard to review matches and save decisions. Choose a paid plan when you need more checks.
250 free live screenings. One lifetime allowance. No credit card required.