Separate every relevant role
Identify the parties selected under your policy and retain their relationship to the settlement file. Do not treat a signatory, company, and payee as interchangeable subjects.
OFAC screening for title companies
Keep settlement-party checks traceable to the file.
Connect title and settlement party screening to the actual closing file, with separate identities, candidate review, retained evidence, and change tracking.
API and compliance dashboard included in every plan.
SanctionsKitIllustrative workflow
ENGAGEMENT FILE
Client acceptance review
01People & entities screened
02Selected source coverage
03Review reasoning
04Retained evidence
Keep the screening attached to the engagement.
Built around your work
Late changes can arrive after an earlier search.
A closing file may add a legal entity, corrected name, or new disbursement recipient. The team needs to see whether the changed party was screened and whether any candidate remains unresolved, rather than relying on an old file-level clearance label.
Give exceptions a clear owner
Route possible matches with the source record and identifying facts. Define who can make the identity conclusion and who decides the separate legal or settlement action.
Retain the reason for proceeding or escalating
Preserve screening scope and analyst rationale. Use stable external references for supporting documents so later reviewers can locate the version relied on.
A practical use case
Keep settlement-party checks traceable to the file.
Connect title and settlement party screening to the actual closing file, with separate identities, candidate review, retained evidence, and change tracking.
The review challenge
A closing file may add a legal entity, corrected name, or new disbursement recipient. The team needs to see whether the changed party was screened and whether any candidate remains unresolved, rather than relying on an old file-level clearance label.
How SanctionsKit helps
Identify the parties selected under your policy and retain their relationship to the settlement file. Do not treat a signatory, company, and payee as interchangeable subjects. Route possible matches with the source record and identifying facts. Define who can make the identity conclusion and who decides the separate legal or settlement action.
- 01
Reconcile the party roster
Compare the current closing file with the identities already screened. Assign responsibility for newly added parties and corrections.
- 02
Screen and compare the evidence
Choose required sources, review returned candidates, and distinguish completed no matches from incomplete checks. Keep the current business step in the state required by policy.
- 03
Record the authorized disposition
Retain the identity determination, approvals, unresolved tasks, and separate settlement decision. Acknowledge notifications without accidentally closing an investigation.
Evaluate the fit
Screening questions for title companies.
Does an OFAC check replace a title search?
No. Screening does not establish ownership, lien status, marketable title, or the validity of disbursement instructions.
Must title companies currently file under the Residential Real Estate Rule?
As checked on September 21, 2026, FinCEN says the rule is vacated and reports are not required while the court order remains in force. The appeal and future guidance should be checked separately from sanctions obligations.
Can a changed payee require a new check?
A changed legal recipient is a different screening question. Apply your policy’s party-change and disbursement controls rather than relying on the original buyer’s result.
Does a dismissed match authorize the closing?
No. It resolves a particular identity comparison within its documented scope. Title, fraud, legal, and other required checks remain separate.
See SanctionsKit in action
Explore screening and review for title companies.
Try the interactive demo with synthetic examples. Compare plans for your team’s screening volume.