Identify the right parties
Screen each required party with its own name and known IDs. Use the loan reference to link the results.
OFAC screening software for lenders
Screen borrowers without losing the loan context.
Add OFAC and sanctions checks to your loan process. Check each borrower, co-borrower and guarantor your policy calls for. Keep their results and review notes with one loan reference.
Paid plans start at $59/month for 5,000 checks each month. API and review dashboard included. See pricing.
250 free live screenings. One lifetime allowance. No credit card required.
SanctionsKitIllustrative workflow
Customer relationship review
Customer
Related entity
Separate subjects. Traceable results.Coverage · matched evidence · review notes
Ownership and wider due diligence need their own review.
Built around your work
The application is not always the whole party set.
One loan can involve several people or companies. A borrower’s no-match does not settle an open case for a guarantor. The loan team needs to see which party still needs review.
Keep underwriting and identity review separate
Compare possible matches in the review queue. Keep missing facts and source failures visible to the loan team.
Preserve the funding-stage handoff
Save the review reasons and required approvals. Leave credit and funding decisions in the lender’s own process.
Put it into practice
Connect screening to the next business step.
A guarantor is added during underwriting.
A lender may finish the borrower’s check while a guarantor still has an open match. Both facts need to stay visible in the loan file.
Separate subject results share the loan reference. The lender can find the unresolved work before applying its own funding rules.
- 01
Define lending checkpoints
List the borrower and other required parties at the current loan stage. Choose the sources your policy calls for.
- 02
Review candidates deliberately
Run each subject check and save the result ID. Assign possible matches and keep errors separate from no-match.
- 03
Record the decision and changes
Finish the required reviews and link them to the loan. Revisit the party list when a borrower or guarantor changes.
A guarantor joins a fictional company loan
An invented working-capital loan has a company borrower and a new personal guarantor. The team submits them as two subjects with the same loan reference. The company gets a completed no-match. The guarantor has a possible match that needs review.
The lender can continue its own credit work, but the open guarantor case stays visible. A reviewer compares the source record with known facts about the person. Record the missing evidence, any other checks, and required approval before the lender applies its funding rules.
Scroll horizontally to compare every column.
| Work item | Screening evidence | Boundary |
|---|---|---|
| Borrower | Organization result linked to the loan. | Creditworthiness and affordability are separate. |
| Guarantor | Independent person result and review. | A borrower no-match does not cover the guarantor. |
| Funding handoff | Current party set and unresolved case references. | The lender decides whether all funding conditions are met. |
Test the parties in a realistic loan file
Start free with 250 live screenings. Use them in the API or dashboard. Your first workspace gets this allowance once, with no monthly reset. No credit card is needed.
Try a borrower and a guarantor with facts your team may share. Ask the loan team to find the result for each one. Ask the reviewer to show which facts are still needed.
The optional demo uses made-up records for a quick tour. Use the sandbox to test errors without using live checks.
Count completed checks for borrowers, co-borrowers, and guarantors, plus repeat checks. A loan with four required parties can need four screenings before any rescreens. Compare that workload on pricing and confirm the lists in coverage.
Keep party changes clear through servicing
Use the loan reference to link each result, but keep each subject’s outcome distinct. If a new guarantor replaces an earlier one, preserve the old check and record the new person’s review. Do not collapse both into an unexplained loan-level clearance.
The lending guide gives a party checklist and review examples. Sanctions screening does not measure creditworthiness or affordability. The lender decides whether all conditions for funding or later servicing actions are met.
TRY IT WITH YOUR TEAM
See if SanctionsKit fits your team.
Check your sources, try a free live check and estimate your monthly cost.
Check source coverage
Find your required sources, what they cover and when they were refreshed.
Explore coverageTry a match review
Use your free live checks to find possible matches. Compare the evidence and save a decision.
Start with 250 free checksEstimate monthly cost
Count new checks, rows in uploaded lists and repeat checks from monitoring.
See workload examples
Evaluate the fit
Screening questions for lending.
Does this perform credit underwriting?
No. It helps you run sanctions checks and review possible matches. The lender still needs to assess the borrower’s credit, ability to repay and loan security. It makes the loan decision.
Does screening the borrower cover the guarantor?
No. They are separate subjects. Submit the guarantor’s own known details and link the result to the loan. The borrower’s result cannot resolve a possible match for the guarantor.
Can we use the API in loan origination?
Yes. Your app can submit the required subject checks and save result IDs with the loan reference. Build separate paths for possible matches, no-matches, and incomplete checks. Your app still owns its lending decisions.
What happens when a borrower’s name is corrected?
Use the corrected facts for a new check when required. Keep the earlier result as history and show which loan-file version each check used. Reuse a retry key only for the same unchanged request.
How should a lender estimate screening volume?
Count the required people and companies, not just applications. Add completed batch rows and monitoring rescreens. They share the same production allowance, so a loan with several parties uses more than one check.
See SanctionsKit in action
Explore screening and review for lending.
Start with 250 free live checks. Use the API or dashboard to review matches and save decisions. Choose a paid plan when you need more checks.
250 free live screenings. One lifetime allowance. No credit card required.